Personal Financing-i

Personal Financing-<i>i</i>

Need Funds for your Child Education, Home Renovation or Dream Vacations?

Al Rajhi Personal Financing-i helps you meet your financial requirements. Al Rajhi Bank’s Personal Financing-i provides you the platform for you to obtain cash for personal use. Be it for home renovation or to meet your child’s education funds whereby our facility caters for such purpose.

  • Attractive rates as low as 6.20%* p.a.
  • High financing limit up to RM250,000
  • Financing tenure of up to 8 years
  • No guarantor required
  • Financing product approved by Al Rajhi Bank Malaysia Shariah Board

*Terms and conditions apply.

  • Minimum age: 25 years old
  • Minimum gross income : RM4,500* & above
    *Subject to minimum annual income of RM60,000 & fixed income earner only

Rates & Charges

Stamp Duty MCSA
0.5% ad-valorem
Takaful Depends on the financing amount, tenure and age
Retrieval / Photocopy of Security Documents Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 20.00 upon each approved Balance Transfer Programme
Brokerage Fee 0.0008% of the principal amount of financing/ disbursement
Redemption Statement Fee RM 10.00 per request
Annual Financing Statement Fee RM 5.00 per request (Ad-hoc)
ARNT Fee (or Agency Fee)  RM1.00 per transaction


Step 1 - Fax or email your NRIC, Military ID or Police ID and the Personal Financing-i application form to Al Rajhi Bank Fax No: 03-23326057
Email :

Step 2 - Our Financial consultants will assist you with your enquiries


Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

Personal Details


(*) Mandatory fields

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