Wealth Management
Sinar Kasih
About
Ensure essential coverage for your critical years to secure your family financial future and your business continuity.
Safeguard
Safeguard your critical years
Affordable
Affordable & level1 contribution
Coverage
Principal
Safeguard Business
Principal
*Contribution rate is not guaranteed. The Takaful Provider reserves the right to revise the contribution by giving 90 days' written notice.
Benefits
Death/Total and Permanent Disability (TPD2) Benefit
- In the event of death/TPD of the person covered, 100% of the sum covered, less any indebtedness, will be payable in one lump sum.
Accidental Death/TPD Benefit3
- An additional 50% of the sum covered will be payable if the person covered dies or suffers TPD due to accidental causes.
Disability Allowance Benefit4
- An additional 3% of the sum covered will be payable in addition to TPD/accidental TPD benefit.
- 2TPD coverage will cease on the contract monthly anniversary, immediately following the person covered's 65th birthday. Maximum TPD benefit payable is RM8,000,000 per person and industry.
- 3Additional death/TPD benefit due to accidental causes will cease on the contract monthly anniversary, immediately following the person covered's 65th birthday. Maximum accidental death/TPD benefit payable is RM1,000,000 per person.
- 4Disability allowance benefit will cease on the contract monthly anniversary, immediately following the person covered’s 65th birthday. Maximum disability allowance benefit payable is RM30,000 per person.
Eligibility
18-60 years old (based on age last birthday)Have a question about our products or promotions?
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