Current Account-i

Protected by PIDM up to RM250,000 for each depositor
Current Account-<i>i</i>

A basic current account that keeps up. 

If you want a current account that keeps up, an Al Rajhi Current Account-i fits the bill. Convenient transactional account with statements and unlimited cheques. Get a cheque book for all your transactions, on top of a special Visa Debit-ATM Card-i, accepted at millions of locations worldwide. Enjoy the conveniences of a no-frills checking account, with only a RM500 initial deposit.


Denominations offered: USD, AUD, GBP, EUR, SGD, HKD, IDR, SAR, AED, PHP, BDT, CNY

Product Features
  • Principle is guaranteed
  • Al-Rajhi Bank cheque book available upon request
  • Initial deposit of
    • RM500 (Individual & Non-individual); or
    • USD1,000 or its equivalent (Individual)
  • Available in MYR & selected foreign currencies
  • Qard (Loan)
  • 24-Hours access to Al Rajhi Bank ATMs and ATMs displaying VISA PLUS and/or MEPS signs.
  • A VISA Debit enabled ATM Card accepted for retail purchase at 35 million retail outlets worldwide
  • Choice of monthly / quarterly / half-yearly or annual e-statements
  • In compliance with Al Rajhi Bank (Malaysia) Shariah standards
  • Protected by PIDM up to RM250,000 for each depositor
  • Aged 18 years and above
  • Joint : Maximum 2 Persons
  • Non-profit organisation, sole proprietorship, partnership, private limited and public listed company

Fees & Charges

Minimum Amount to Open Account

Qard: RM 500.00 (Individual/Non-Individual)

Qard Foreign Currency Account:
USD 1,000 or its equivalent (Individual)
USD 5,000.00 or its equivalent (Non-Individual)

Minimum Balance to Maintain NIL
Service Fee NIL
Cheque Book Issuance
Stamp Duty
RM 0.15 per cheque leaf
Stop Payment Of Cheque Issued
Instruction to stop payment
RM 15.00 per instruction
Cheque Returned Charges
Due to Insufficient Balance
RM 100.00 per cheque
Due to Technical Reasons RM 10.00 per cheque
Half Yearly Service Charge – Qard CA
(if Average Balance for Half- Year is Less Than RM 1,000)
RM 10.00
Half Yearly Service Charge – Qard FCA (if Average Balance for Half- Year is Less Than USD 1,000 or its equivalent) USD 10.00 or its equivalent 
Request for Audit Confirmation RM 50.00
Request for Account Statement

Within 1 Year (Per Statement)
RM 10.00

More than 1 Year (Per Statement)
RM 20.00

Dormant Account (an advice is sent to customer advising customer to re-activate account)  
a) With balances up to RM 10 Account will be closed and the balance absorbed by the Bank as fee income
b) With balances greater than RM 10 An annual service of RM 10.00 will be charged until the remaining account balances are transferred to Unclaimed Monies; at any stage if the balance is equal to RM 10 or less, the account will be closed and the outstanding amount will be absorbed by the Bank as fee income.
c) Activation of dormant account Waived
Cheque Book Courier Charges RM 5.00
Request for Cheque Images a. Less than 6 months
b. 6 months and above
- RM 20.00 per cheque image



Product Enquiry

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