Al Rajhi Bank - E-Payment

E-Payment

For more information on E-payment services and Fees, please click here.

	ITEMS	CHANNELS
	ITEMS	RETAIL INTERNET BANKING (alrajhi@24seven)	CORPORATE INTERNET BANKING (Cash Management Services-i)	OVER-THE-COUNTER (OTC)	ATM
1	Fees and Charges (RM per transaction)
	Individual and Sole Proprietors	FOC	N/A	2.00	FOC
	Sole Proprietors, Partnership and SME	N/A	FOC	2.00	N/A
	Other Corporates	N/A	FOC	2.00	N/A
2	Daily Transaction Limit (RM per day)
	Individual and Sole Proprietors	RM50,000	N/A	No Limit	RM30,000 (combined limit with Interbank Funds Transfer (IBFT))
	Sole Proprietors, Partnership and SME	N/A	No Limit	No Limit	N/A
	Other Corporates	N/A	No Limit	No Limit	N/A
3	Payment Reference
	Availability of payers' names and payment references in beneficiaries' bank statement	YES	YES	YES	Nil
	Availability of beneficiaries' names and payment references in payers' bank statement	YES	YES	YES	Nil
4	Operating Hours	24 hours (except between 2.30am-3.00am)	24 hours	Banking Hours	24 hours
5	Crediting Time	FOR ALL CHANNELS
	Monday - Friday	Immediate	Immediate	Immediate	Immediate
	Non-business days	Immediate	Immediate	Immediate	Immediate
6	Refund Time	Same Day	Same Day	Same Day	Same Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

INTERBANK GIRO (IBG)

	ITEMS	CHANNELS
		RETAIL INTERNET BANKING (alrajhi@24seven)	CORPORATE INTERNET BANKING (Cash Management Services-i)	OVER-THE-COUNTER (OTC)
1	Fees and Charges (RM per transaction)
	Individual and Sole Proprietors (Basic Banking Account)	0.10	N/A	2.00
	Individual and Sole Proprietors (Non-Basic Banking Account)	0.10	N/A	2.00
	Individual and Sole Proprietors (Non Bank Customer - Walk-in)	N/A	N/A	2.00
	Sole Proprietors, Partnership and SME'	N/A	0.10	2.00
	Other Corporates	N/A	0.10	2.00
2	Transaction Limit
	Individual and Sole Proprietors (RM per day)	RM50,000 (shared between Interbank GIRO (IBG) and Instant Credit Transfer)	N/A	RM 500,000
	Sole Proprietors, Partnership and SME	N/A	(RM per transaction) RM 500,000	(RM per day) RM 500,000
	Other Corporates	N/A	(RM per transaction) RM 500,000	(RM per day) RM 500,000
3	Payment Reference
	1. Availability of payers' names and payment references in beneficiaries' bank statement	YES	YES	YES
	2. Availability of beneficiaries' names and payment references in payers' bank statement	YES	YES	YES
4	Future-Dated Payments	YES	YES	NO
5	Operating Hours	24 hours (except between 2.30am-3.00am)	24 hours	Banking Hours
6	Crediting Time	Payment Initiated by Customer (IBK & OTC)	Payment Initiated by Customer (CMS)	Funds Received by Beneficiaries
	Monday - Friday	Before 6.00am	Before 6.00am	Same Business Day	By 11.00am
		6.01am - 9.00am	6.01am - 9.00am		By 2.00pm
		9.01am - 12.00pm	9.01am - 12.00pm		By 5.00pm
		12.01pm - 3.00pm	12.01pm - 3.00pm		By 8.20pm
		3.01pm - 6.00pm	3.01pm - 6.00pm		By 11.00pm
		After 6.00pm	After 6.00pm		Next Business Day By 11.00am
	Non-business days (Saturdays, Sundays and Federal Territory Public Holidays)			Next Business Day	By 11.00am
7	Refund Time	Payment Initiated by Customer (IBK & OTC)	Funds Received by Beneficiaries	Refund for Unsuccessful IBG
		Before 5.00am	By 11.00am	By 5.00pm
		5.01am - 8.00am	By 2.00pm	By 8.20pm
		8.01am - 11.00am	By 5.00pm	By 11.00pm
		11.01am - 2.00pm	By 8.20pm	Next Business Day by 11.00am
		2.01pm - 5.00pm	By 11.00pm
		After 5.00pm, Saturday, Sunday & Federal Territory Public Holiday	Next Business Day By 11.00am	Next Business Day by 5.00pm

DUITNOW FUND TRANSFER

ITEMS		CHANNELS
ITEMS		RETAIL INTERNET BANKING (alrajhi@24seven)	CORPORATE INTERNET BANKING (Cash Management Services-i)
1	Fees and Charges (RM per transaction)
	Transfer via DuitNow (Pay to Proxy)
	a) For transaction amount of RM5,000 and below	Free of charge	Free of charge
	b) For transaction above RM5,000	0.50	0.50
	Transfer via Instant Credit Transfer (Pay to Account)
	a) For transaction amount of RM5,000 and below	Free of charge	Free of charge
	b) For transaction above RM5,000	0.50	0.50
2	Transaction Limit (RM)
	Transfer via DuitNow (Pay to Proxy)	50,000 per day for resident or 10,000 per day for non-resident	10 mil per transaction
	Transfer via Instant Credit Transfer (Pay to Account)	50,000 per day for resident or 10,000 per day for non-resident (Shared limit with Interbank GIRO (IBG))	1 mil per transaction

RENTAS

	ITEMS	CHANNELS
	ITEMS	RETAIL INTERNET BANKING (alrajhi@24seven)	CORPORATE INTERNET BANKING (Cash Management Services-i)	OVER-THE-COUNTER (OTC)
1	Fees and Charges (RM per transaction)
	Sole Proprietors, Partnership and SME	N/A	2.00	5.00
	Other Corporates	N/A	4.00	5.00
2	Payment Reference
	1. Availability of payers' names and payment references in beneficiaries' bank statement	N/A	YES	YES
	2. Availability of beneficiaries' names and payment references in payers' bank statement	N/A	YES	YES
3	Operating Hours	N/A	24 hours	Banking Hours (Cut off time 3.00p.m.)
4	Crediting Time
	Monday - Friday	N/A	Same day if receive before cut off time 3.30p.m.	Same day if receive before cut off time 3.00p.m.
	Non-business days	N/A	Next Business Day	N/A
5	Refund Time (applicable for unable to Apply Fund Received)
	For funds received before 4.00p.m.	N/A	By 4.30p.m.	By 4.30p.m.
	For funds received after 4.00p.m.	N/A	Next Business Day	Next Business Day

	ITEMS	SME	CORPORATE
1	Other Related Charges
	Maintenance / Subscription Fee (Inquiry/Payment)	Waived	50.00
	Intrabank Transaction	Free of charge	Free of charge
	IBG	RM 0.10	RM 0.10
	Rentas	RM 2.00	RM 4.00
	On-site Training	Waived for first (1st) on site training Thereafter: RM 50.00 per visit (West Malaysia) RM 300.00 per visit (East Malaysia)	RM 50.00 per visit (West Malaysia) RM 300.00 per visit (East Malaysia)