Important Notices
Revision of alrajhi bank Malaysia Standardised Base Rate (SBR), Base Rate (BR), and Base Financing Rate (BFR)
Following Bank Negara Malaysia's (BNM) decision on Wednesday, 9 July 2025, to reduce the Overnight Policy Rate (OPR) by 25 basis points to 2.75%, alrajhi bank Malaysia is pleased to announce a revision to our Standardised Base Rate (SBR), Base Rate (BR), and Base Financing Rate (BFR).
With effect from 15 July 2025, the rates for all retail financing products for individual customers will be as follows:
| Reference Rates | Current | From 15 July 2025 |
| Standardised Base Rate (SBR) | 3.00% p.a. | 2.75% p.a. |
| Base Rate (BR) | 4.10% p.a. | 3.85% p.a. |
| Base Financing Rate (BFR) | 7.00% p.a. | 6.75% p.a. |
For illustration, the effective profit rate for a 30-year financing of RM350,000 with no lock-in period is 3.85% p.a. (i.e. SBR + 1.10%). Please note that the profit rate is subject to change from time to time.
For the historical trend of reference rates, please refer to Historical Trend of Reference Rate here.
This adjustment aligns with BNM’s move to support economic growth and aims to provide relief and benefits to our customers.
Thank you.
alrajhi bank Malaysia
