Important Notices
Affluent Banking – change in profit rates and profit rate structure effective 15 January 2026
We would like to inform our Affluent Banking and Diamond Affluent customers that there will be a change in profit rates, together with a refreshed profit rate structure for eligible savings balances, effective 15 January 2026.
The existing two-tier structure will be extended into a four-tier structure to provide clearer differentiation across balance levels and to better reward customers who maintain higher savings balances with us.
Revised profit rates and tiers (effective 15 January 2026)
Commodity Murabahah Savings/Current Account-i (Individual Affluent) | |
| Balance Bands | Profit Rate |
| Up to RM149,999.99 | 0.75% p.a. |
| RM150,000.00 to RM299,999.99 | 1.25% p.a. |
| RM300,000.00 to RM999,999.99 | 2.50% p.a. |
| RM1,000,00.00 and above | 3.50% p.a. |
How your profit is calculated
• Your entire end-of-day balance will earn one single profit rate, based on the tier it falls into.
• Profit is accrued daily and paid monthly.
• Customers who maintain higher balances will enjoy higher profit rates, as a thank you for saving with alrajhi bank Malaysia
We remain committed to supporting our customers’ long-term financial goals and will continue to offer a range of solutions to help manage and accumulate wealth meaningfully.
If you have any questions or would like further clarification, please contact your Relationship Manager or visit the nearest alrajhi bank Malaysia branch.
Thank you for banking with us.
alrajhi bank Malaysia
