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Commodity Deferred Purchase Agreement (CDPA)
A CDPA is a Shariah-compliant deposit product that offers a pre-agreed net yield. The return is generated through the buying and selling of Shariah-compliant commodities as the underlying transaction.
Yes, the CDPA is approved by the Shariah Board of alrajhi bank Malaysia.
The commodities used are typically Crude Palm Oil or Palladium.
No. The commodity trading is executed on a spot value basis, which eliminates any exposure to price fluctuations.
Tenures: You can place a deposit for any duration, ranging from overnight up to 5 years, including custom tenures for any number of days.
Currencies: Placements are available in MYR, USD, AUD, EUR, GBP, and SGD.
Foreign Exchange (FX) Services
We offer a range of Shariah-compliant FX products and services:
Category | Products and services available |
FX Services | Telegraphic Transfers: For sending and receiving funds internationally in various currencies. |
| Foreign Currency Account- i(FCY) Transfers: For transferring funds between foreign currency accounts. | |
Treasury Products | FX Spot: The buying or selling of one currency against another for immediate delivery (settled within two business days). |
| FX Forward: A Shariah-compliant foreign exchange transaction that enables the Bank and the Client to lock in a future exchange rate for currency exchange. |
All alrajhi bank Malaysia customers can access our FX services, subject to compliance with Bank Negara Malaysia’s Foreign Exchange Policy (FEP).
All foreign exchange transactions are governed by the Foreign Exchange Policy (FEP) issued by Bank Negara Malaysia (BNM). For detailed information, please refer to BNM's official website.
- Commodity Deferred Purchase Agreement (CDPA)
- Foreign Exchange (FX) Services
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