Sinar Health Plan

Sinar Health Plan

Sinar Health Plan

Sinar Health Plan is a Surplus Sharing Group Medical and Health Takaful Plan which provides fixed benefit for hospitalization, surgery and covered critical illness up to RM 1 million overall lifetime limit*  There are 3 different plans to choose that suit your budget and lifestyle.

HOW SINAR HEALTH PLAN BENEFITS YOU?
  • Fixed benefits up to RM1 million (overall lifetime limit*) payable in addition to any medical and health plan you already have.
  • Fixed benefits to pay for additional charges before and after hospitalization (co-takaful charges)
  • Fixed benefits for further treatment at private clinics/hospitals.
  • Option to extend the coverage for your family member
  • No medical check-ups required until 74 years old for renewals coverage.

Plan and Benefit

Benefits/ Manfaat - Manfaat

Plan/ Pelan

Bronze/ Bronze

(RM)

Silver/ Perak

(RM)

Gold/ Emas

(RM)

Hospital benefits/

 Manfaat

hospital

  1. Major Surgical Benefit

(per Surgery)/ Manfaat pembedahan besar

(setiap pembedahan)

6,000

8,000

12,000

  1. Minor Surgical Benefit

(per Surgery)/ Manfaat pembedahan kecil

(setiap pembedahan)

1,500

2,000

3,000

  1. Daily Hospital Income Benefit

(max. of 180 days per Certificate year)/ Manfaat pendapatan harian hospital

(maksimum 180 hari setiap tahun sijil)

150

200

300

Health benefits/ Manfaat

kesihatan

  1. Critical Illness Benefit

 (Lifetime limit)/ Manfaat penyakit kritikal

(had seumur hidup)

20,000

30,000

50,000

  1. Outpatient Kidney Dialysis Benefit

(Lifetime limit)/ Manfaat dialisis buah pinggang

pesakit luar (had seumur hidup)

8,000

12,000

20,000

  1. Anti-Cancer Chemotherapy / Radiotherapy Benefit

Manfaat kemoterapi/radioterapi anti-kanser

Per session/ setiap sesi

Lifetime limit/ had seumur hidup

 

 200

4,000

 

300

6,000

 

500

10,000

Overall Lifetime Limit for Hospital & Health Benefits

(items 1 to 6)

Had keseluruhan seumur hidup untuk manfaat

hospital & kesihatan (butiran 1 hingga 6)

400,000

600,000

1,000,000

Death Benefit*

Manfaat kematian*

20,000

30,000

50,000

Final benefit

Manfaat terakhir

Value of Participant’s Account/ Nilai akaun peserta (jika ada)

*Terms and Conditions apply.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

This product is managed by Sun Life Malaysia Takaful Berhad (689263-M), (“Sun Life Malaysia”), a Takaful Operator registered under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia.

Disclaimer:Disclaimer: The description of the features/plans and benefits of the takaful product herein is not a contract/certificate of a family takaful product and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the relevant Contract/Certificate Document of the specific takaful product of Sun Life Malaysia.


Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

https://www.alrajhibank.com.my/page/personal/wealth-management/bancatakaful-64/sinar-health-plan

Personal Details

   

(*) Mandatory fields

Beware of fake Al Rajhi Bank website! Follow our security tips Here