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Sinar Health Plan

Sinar Health Plan

Sinar Health Plan

Sinar Health Plan is a Surplus Sharing Group Medical and Health Takaful Plan which provides fixed benefit for hospitalization, surgery and covered critical illness up to RM 1 million overall lifetime limit*  There are 3 different plans to choose that suit your budget and lifestyle.

HOW SINAR HEALTH PLAN BENEFITS YOU?
  • Fixed benefits up to RM1 million (overall lifetime limit*) payable in addition to any medical and health plan you already have.
  • Fixed benefits to pay for additional charges before and after hospitalization (co-takaful charges)
  • Fixed benefits for further treatment at private clinics/hospitals.
  • Option to extend the coverage for your family member
  • No medical check-ups required until 74 years old for renewals coverage.

Plan and Benefit

Benefits/ Manfaat - Manfaat

Plan/ Pelan

Bronze/ Bronze

(RM)

Silver/ Perak

(RM)

Gold/ Emas

(RM)

Hospital benefits/

 Manfaat

hospital

  1. Major Surgical Benefit

(per Surgery)/ Manfaat pembedahan besar

(setiap pembedahan)

6,000

8,000

12,000

  1. Minor Surgical Benefit

(per Surgery)/ Manfaat pembedahan kecil

(setiap pembedahan)

1,500

2,000

3,000

  1. Daily Hospital Income Benefit

(max. of 180 days per Certificate year)/ Manfaat pendapatan harian hospital

(maksimum 180 hari setiap tahun sijil)

150

200

300

Health benefits/ Manfaat

kesihatan

  1. Critical Illness Benefit

 (Lifetime limit)/ Manfaat penyakit kritikal

(had seumur hidup)

20,000

30,000

50,000

  1. Outpatient Kidney Dialysis Benefit

(Lifetime limit)/ Manfaat dialisis buah pinggang

pesakit luar (had seumur hidup)

8,000

12,000

20,000

  1. Anti-Cancer Chemotherapy / Radiotherapy Benefit

Manfaat kemoterapi/radioterapi anti-kanser

Per session/ setiap sesi

Lifetime limit/ had seumur hidup

 

 200

4,000

 

300

6,000

 

500

10,000

Overall Lifetime Limit for Hospital & Health Benefits

(items 1 to 6)

Had keseluruhan seumur hidup untuk manfaat

hospital & kesihatan (butiran 1 hingga 6)

400,000

600,000

1,000,000

Death Benefit*

Manfaat kematian*

20,000

30,000

50,000

Final benefit

Manfaat terakhir

Value of Participant’s Account/ Nilai akaun peserta (jika ada)

*Terms and Conditions apply.

 

 

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