Sinar Health Plan is a Surplus Sharing Group Medical and Health Takaful Plan which provides fixed benefit for hospitalization, surgery and covered critical illness up to RM 1 million overall lifetime limit* There are 3 different plans to choose that suit your budget and lifestyle.
Benefits/ Manfaat - Manfaat |
Plan/ Pelan |
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Bronze/ Bronze (RM) |
Silver/ Perak (RM) |
Gold/ Emas (RM) |
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Hospital benefits/ Manfaat hospital |
(per Surgery)/ Manfaat pembedahan besar (setiap pembedahan) |
6,000 |
8,000 |
12,000 |
(per Surgery)/ Manfaat pembedahan kecil (setiap pembedahan) |
1,500 |
2,000 |
3,000 |
|
(max. of 180 days per Certificate year)/ Manfaat pendapatan harian hospital (maksimum 180 hari setiap tahun sijil) |
150 |
200 |
300 |
|
Health benefits/ Manfaat kesihatan |
(Lifetime limit)/ Manfaat penyakit kritikal (had seumur hidup) |
20,000 |
30,000 |
50,000 |
(Lifetime limit)/ Manfaat dialisis buah pinggang pesakit luar (had seumur hidup) |
8,000 |
12,000 |
20,000 |
|
Manfaat kemoterapi/radioterapi anti-kanser Per session/ setiap sesi Lifetime limit/ had seumur hidup |
200 4,000 |
300 6,000 |
500 10,000 |
|
Overall Lifetime Limit for Hospital & Health Benefits (items 1 to 6) Had keseluruhan seumur hidup untuk manfaat hospital & kesihatan (butiran 1 hingga 6) |
400,000 |
600,000 |
1,000,000 |
|
Death Benefit* Manfaat kematian* |
20,000 |
30,000 |
50,000 |
|
Final benefit Manfaat terakhir |
Value of Participant’s Account/ Nilai akaun peserta (jika ada) |
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*Terms and Conditions apply. |
This product is managed by Sun Life Malaysia Takaful Berhad (689263-M), (“Sun Life Malaysia”), a Takaful Operator registered under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Disclaimer: The description of the features/plans and benefits of the takaful product herein is not a contract/certificate of a family takaful product and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the relevant Contract/Certificate Document of the specific takaful product of Sun Life Malaysia.
The Shariah Board of Al-Rajhi Bank does not review or recommend any of Takaful operators including their products and other related agreements. The Shariah compliance status of Takaful products is at the responsibility of their respective Shariah Committee.
The Product Disclosure Sheets (PDS) below are generated for a non-smoker male aged 35 years old.
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