Beware of fake Al Rajhi Bank website! Follow our security tips Here

E-payment Services

E-payment Services

For more information on E-payment services and Fees, please click here.

INTRABANK FUNDS TRANSFER
 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC) ATM
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors FOC N/A 2.00 FOC
Sole Proprietors, Partnership and SME N/A FOC 2.00 N/A
Other Corporates N/A FOC 2.00 N/A
2
Daily Transaction Limit (RM per day)
Individual and Sole Proprietors RM50,000
(combined limit with IBG, JomPAY and Intrabank Fund Transfer)
N/A No Limit RM30,000
(combined limit with Interbank Funds Transfer (IBFT))
Sole Proprietors, Partnership and SME N/A No Limit No Limit N/A
Other Corporates N/A No Limit No Limit N/A
3
Payment Reference
Availability of payers' names and payment references in beneficiaries' bank statement YES YES YES Nil
Availability of beneficiaries' names and payment references in payers' bank statement YES YES YES Nil
4 Operating Hours 24 hours 6.00am - 11.30pm Banking Hours

24 hours

5
Crediting Time FOR ALL CHANNELS
Monday - Friday Immediate Immediate Immediate Immediate
Non-business days Immediate Immediate Immediate Immediate
6 Refund Time Same Day Same Day Same Day Same Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors (Basic Banking Account) 0.10 N/A First 2 transactions each month: 0.50
Third and subsequent transactions each month: 2.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Basic Banking Account) Waived Waived Waived
Individual and Sole Proprietors (Non-Basic Banking Account) 0.10 N/A 2.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non-Basic Banking Account) Waived Waived Waived
Individual and Sole Proprietors (Non Bank Customer - Walk-in) N/A N/A 5.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non Bank Customer - Walk-in) Waived Waived Waived
Sole Proprietors, Partnership and SME' N/A 0.10 2.00
Other Corporates N/A 0.10 2.00
2
Transaction Limit
Individual and Sole Proprietors (RM per day) RM50,000
(combined limit with IBG, JomPAY and Intrabank Fund Transfer)
N/A RM 500,000
Sole Proprietors, Partnership and SME N/A (RM per transaction)
RM 500,000
(RM per day)
RM 500,000
Other Corporates N/A (RM per transaction)
RM 500,000
(RM per day)
RM 500,000
3
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement YES YES YES
2. Availability of beneficiaries' names and payment references in payers' bank statement YES YES YES
4 Future-Dated Payments YES YES NO
5 Operating Hours 24 hours
(except between 2.30am-3.00am)
6.00am - 11.30pm Banking Hours
6
Crediting Time Payment Initiated by Customer (IBK & OTC) Payment Initiated by Customer (CMS) Funds Received by Beneficiaries
Monday - Friday
Before 6.00am Before 5.00am
Same Business Day
By 11.00am
6.01am - 9.00am 5.01am - 8.00am By 2.00pm
9.01am - 12.00pm 8.01am - 11.00am By 5.00pm
12.01pm - 3.00pm 11.01am - 2.00pm By 8.20pm
3.01pm - 6.00pm 2.01pm - 5.00pm By 11.00pm
After 6.00pm After 5.00pm Next Business Day By 11.00am
Non-business days (Saturdays, Sundays and Federal Territory Public Holidays) Next Business Day By 11.00am
7
Refund Time
Payment Initiated by Customer (IBK & OTC) Funds Received by Beneficiaries Refund for Unsuccessful IBG
Before 5.00am By 11.00am By 5.00pm
5.01am - 8.00am By 2.00pm By 8.20pm
8.01am - 11.00am By 5.00pm By 11.00pm
11.01am - 2.00pm By 8.20pm
Next Business Day by 11.00am
2.01pm - 5.00pm By 11.00pm
After 5.00pm, Saturday, Sunday & Federal Territory Public Holiday Next Business Day By 11.00am Next Business Day by 5.00pm

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 

ITEMS

CHANNELS

ATM

1

Fees and Charges                    (RM per transaction)

Effective 1st July 2018

 

At Al Rajhi Bank ATM Network (local)

Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers

RM5,000 and below : Waived

Al Rajhi Bank Customer

Above RM5,000 per transaction : RM0.15 per transaction

PayNet SAN Member Bank Customers

Above RM5,000 per transaction : RM0.50 per transaction

At PayNet Shared ATM Network (SAN) (local)

Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers

RM5,000 and below : Waived

Above RM5,000 per transaction : Subject to respective PayNet SAN Member Bank’s Service Charges.

2

Transaction Limit (RM per day)

RM 30,000
(combined limit with Intrabank funds transfer)

3

Payment Reference

Availability of payers' names and payment references in beneficiaries' bank statement

N/A

Availability of beneficiaries' names and payment references in payers' bank statement

N/A

4

Operating Hours

6.00am - 11.59pm

5

Crediting Time

Monday - Friday

Immediate

Non-business days

Immediate

6

Refund Time

N/A

 

1 PayNet Shared ATM Network (SAN) Member Banks comprised of SAN Local Banks, SAN Foreign Banks and SAN Foreign Islamic Banks. The SAN Foreign Banks are HSBC Bank Malaysia, OCBC Bank Malaysia, United Overseas Bank Malaysia, Standard Chartered Bank Malaysia and Citibank Malaysia. The SAN Foreign Islamic Bank included Kuwait Finance House (Malaysia) Berhad (KFH).

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Sole Proprietors, Partnership and SME N/A 2.00 5.00
Other Corporates N/A 4.00 5.00
2
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement N/A YES YES
2. Availability of beneficiaries' names and payment references in payers' bank statement N/A YES YES
3 Operating Hours N/A 6.00am - 11.30pm Banking Hours
(Cut off time 3.00p.m.)
4
Crediting Time
Monday - Friday N/A Same day if receive before cut off time 3.00p.m. Same day if receive before cut off time 3.00p.m.
Non-business days N/A Next Business Day N/A
5
Refund Time (applicable for unable to Apply Fund Received)
For funds received before 4.00p.m.
N/A
By 4.30p.m. By 4.30p.m.
For funds received after 4.00p.m. Next Business Day Next Business Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

Beware of fake Al Rajhi Bank website! Follow our security tips Here