E-payment Services

E-payment Services

For more information on E-payment services and fees, please click here.

INTRABANK FUNDS TRANSFER
 
ITEMS
CHANNELS
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) OVER-THE-COUNTER (OTC) ATM
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors FOC 2.00 FOC
Sole Proprietors, Partnership and SME N/A 2.00 N/A
Other Corporates N/A 2.00 N/A
2
Daily Transaction Limit (RM per day)
Individual and Sole Proprietors RM50,000 No Limit RM30,000
(combined limit with Interbank Funds Transfer (IBFT))
Sole Proprietors, Partnership and SME N/A No Limit N/A
Other Corporates N/A No Limit N/A
3
Payment Reference
Availability of payers' names and payment references in beneficiaries' bank statement YES YES Nil
Availability of beneficiaries' names and payment references in payers' bank statement YES YES Nil
4 Operating Hours 24 hours Banking Hours

24 hours

5
Crediting Time FOR ALL CHANNELS
Monday - Friday Immediate Immediate Immediate
Non-business days Immediate Immediate Immediate
6 Refund Time Same Day Same Day Same Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 
ITEMS
CHANNELS
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors (Basic Banking Account) 0.10 First 2 transactions each month: 0.50
Third and subsequent transactions each month: 2.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Basic Banking Account) N/A Waived
Individual and Sole Proprietors (Non-Basic Banking Account) 0.10 2.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non-Basic Banking Account) N/A Waived
Individual and Sole Proprietors (Non Bank Customer - Walk-in) N/A 5.00
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non Bank Customer - Walk-in) N/A Waived
Sole Proprietors, Partnership and SME' N/A 2.00
Other Corporates N/A 2.00
2
Transaction Limit
Individual and Sole Proprietors (RM per day) RM50,000
(shared between Interbank GIRO (IBG) and Instant Credit Transfer)
RM 500,000
Sole Proprietors, Partnership and SME N/A (RM per day)
RM 500,000
Other Corporates N/A (RM per day)
RM 500,000
3
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement YES YES
2. Availability of beneficiaries' names and payment references in payers' bank statement YES YES
4 Future-Dated Payments YES NO
5 Operating Hours 24 hours Banking Hours
6
Crediting Time Payment Initiated by Customer (IBK & OTC) Funds Received by Beneficiaries
Monday - Friday
Before 5.00am
Same Business Day
By 11.00am
5.01am - 8.00am By 2.00pm
8.01am - 11.00pm By 5.00pm
11.01pm - 2.00pm By 8.20pm
2.01pm - 5.00pm By 11.00pm
After 5.00pm Next Business Day By 11.00am
Non-business days (Saturdays, Sundays and Federal Territory Public Holidays) Next Business Day By 11.00am
7
Refund Time
Payment Initiated by Customer (IBK & OTC) Refund for Unsuccessful IBG
Before 5.00am By 5.00pm
5.01am - 8.00am By 8.20pm
8.01am - 11.00am By 11.00pm
11.01am - 2.00pm
Next Business Day by 11.00am
2.01pm - 5.00pm
After 5.00pm, Saturday, Sunday & Federal Territory Public Holiday Next Business Day by 5.00pm

For further Frequent Asked Question (FAQ) on IBG, please click here.

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

ITEMS CHANNEL
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven)
1 Fees and Charges (RM per transaction)
Transfer via DuitNow (Pay to Proxy)
a) For transaction amount of RM5,000 and below Free of charge
b) For transaction above RM5,000 0.50
Transfer via Instant Credit Transfer (Pay to Account)
a) For transaction amount of RM5,000 and below Free of charge
b) For transaction above RM5,000 0.50
2 Transaction Limit (RM)

Transfer via DuitNow (Pay to Proxy)

50,000 per day for resident or 10,000 per day for non-resident

Transfer via Instant Credit Transfer (Pay to Account)

50,000 per day for resident or 10,000 per day for non-resident

(Shared limit with Interbank GIRO (IBG))

 

ITEMS

CHANNEL

ATM

1

Fees and Charges                    (RM per transaction)

Effective 1st July 2018

 

At Al Rajhi Bank ATM Network (local)

Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers

RM5,000 and below : Waived

Al Rajhi Bank Customer

Above RM5,000 per transaction : RM0.15 per transaction

PayNet SAN Member Bank Customers

Above RM5,000 per transaction : RM0.50 per transaction

At PayNet Shared ATM Network (SAN) (local)

Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers

RM5,000 and below : Waived

Above RM5,000 per transaction : Subject to respective PayNet SAN Member Bank’s Service Charges.

2

Transaction Limit (RM per day)

RM 30,000
(combined limit with Intrabank funds transfer)

3

Payment Reference

Availability of payers' names and payment references in beneficiaries' bank statement

N/A

Availability of beneficiaries' names and payment references in payers' bank statement

N/A

4

Operating Hours

6.00am - 11.59pm

5

Crediting Time

Monday - Friday

Immediate

Non-business days

Immediate

6

Refund Time

N/A

 

1 PayNet Shared ATM Network (SAN) Member Banks comprised of SAN Local Banks, SAN Foreign Banks and SAN Foreign Islamic Banks. The SAN Foreign Banks are HSBC Bank Malaysia, OCBC Bank Malaysia, United Overseas Bank Malaysia, Standard Chartered Bank Malaysia and Citibank Malaysia. The SAN Foreign Islamic Bank included Kuwait Finance House (Malaysia) Berhad (KFH).

 
ITEMS
CHANNELS
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Sole Proprietors, Partnership and SME N/A 5.00
Other Corporates N/A 5.00
2
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement N/A YES
2. Availability of beneficiaries' names and payment references in payers' bank statement N/A YES
3 Operating Hours N/A Banking Hours
(Cut off time 3.00p.m.)
4
Crediting Time
Monday - Friday N/A Same day if receive before cut off time 3.00p.m.
Non-business days N/A N/A
5
Refund Time (applicable for unable to Apply Fund Received)
For funds received before 4.00p.m.
N/A
By 4.30p.m.
For funds received after 4.00p.m. Next Business Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

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