For more information on E-payment services and fees, please click here.
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ITEMS
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CHANNELS | ||
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) | OVER-THE-COUNTER (OTC) | ATM | ||
1
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Fees and Charges (RM per transaction) | |||
Individual and Sole Proprietors | FOC | 2.00 | FOC | |
Sole Proprietors, Partnership and SME | N/A | 2.00 | N/A | |
Other Corporates | N/A | 2.00 | N/A | |
2
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Daily Transaction Limit (RM per day) | |||
Individual and Sole Proprietors | RM50,000 | No Limit | RM30,000 (combined limit with Interbank Funds Transfer (IBFT)) |
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Sole Proprietors, Partnership and SME | N/A | No Limit | N/A | |
Other Corporates | N/A | No Limit | N/A | |
3
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Payment Reference | |||
Availability of payers' names and payment references in beneficiaries' bank statement | YES | YES | Nil | |
Availability of beneficiaries' names and payment references in payers' bank statement | YES | YES | Nil | |
4 | Operating Hours | 24 hours | Banking Hours |
24 hours |
5
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Crediting Time | FOR ALL CHANNELS | ||
Monday - Friday | Immediate | Immediate | Immediate | |
Non-business days | Immediate | Immediate | Immediate | |
6 | Refund Time | Same Day | Same Day | Same Day |
'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
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ITEMS
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CHANNELS | ||
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) | OVER-THE-COUNTER (OTC) | |||
1
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Fees and Charges (RM per transaction) | |||
Individual and Sole Proprietors (Basic Banking Account) | 0.10 | First 2 transactions each month: | 0.50 | |
Third and subsequent transactions each month: | 2.00 | |||
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Basic Banking Account) | N/A | Waived | ||
Individual and Sole Proprietors (Non-Basic Banking Account) | 0.10 | 2.00 | ||
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non-Basic Banking Account) | N/A | Waived | ||
Individual and Sole Proprietors (Non Bank Customer - Walk-in) | N/A | 5.00 | ||
Individual and Sole Proprietors – Senior Citizens and Disabled Persons (Non Bank Customer - Walk-in) | N/A | Waived | ||
Sole Proprietors, Partnership and SME' | N/A | 2.00 | ||
Other Corporates | N/A | 2.00 | ||
2
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Transaction Limit | |||
Individual and Sole Proprietors (RM per day) | RM50,000 (shared between Interbank GIRO (IBG) and Instant Credit Transfer) |
RM 500,000 | ||
Sole Proprietors, Partnership and SME | N/A | (RM per day) RM 500,000 |
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Other Corporates | N/A | (RM per day) RM 500,000 |
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3
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Payment Reference | |||
1. Availability of payers' names and payment references in beneficiaries' bank statement | YES | YES | ||
2. Availability of beneficiaries' names and payment references in payers' bank statement | YES | YES | ||
4 | Future-Dated Payments | YES | NO | |
5 | Operating Hours | 24 hours | Banking Hours | |
6
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Crediting Time | Payment Initiated by Customer (IBK & OTC) | Funds Received by Beneficiaries | |
Monday - Friday
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Before 5.00am |
Same Business Day
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By 11.00am | |
5.01am - 8.00am | By 2.00pm | |||
8.01am - 11.00pm | By 5.00pm | |||
11.01pm - 2.00pm | By 8.20pm | |||
2.01pm - 5.00pm | By 11.00pm | |||
After 5.00pm | Next Business Day By 11.00am | |||
Non-business days (Saturdays, Sundays and Federal Territory Public Holidays) | Next Business Day | By 11.00am | ||
7
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Refund Time
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Payment Initiated by Customer (IBK & OTC) | Refund for Unsuccessful IBG | |
Before 5.00am | By 5.00pm | |||
5.01am - 8.00am | By 8.20pm | |||
8.01am - 11.00am | By 11.00pm | |||
11.01am - 2.00pm |
Next Business Day by 11.00am
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2.01pm - 5.00pm | ||||
After 5.00pm, Saturday, Sunday & Federal Territory Public Holiday | Next Business Day by 5.00pm |
For further Frequent Asked Question (FAQ) on IBG, please click here.
'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
ITEMS | CHANNEL | |
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) | ||
1 | Fees and Charges (RM per transaction) | |
Transfer via DuitNow (Pay to Proxy) | ||
a) For transaction amount of RM5,000 and below | Free of charge | |
b) For transaction above RM5,000 | 0.50 | |
Transfer via Instant Credit Transfer (Pay to Account) | ||
a) For transaction amount of RM5,000 and below | Free of charge | |
b) For transaction above RM5,000 | 0.50 | |
2 | Transaction Limit (RM) | |
Transfer via DuitNow (Pay to Proxy) |
50,000 per day for resident or 10,000 per day for non-resident | |
Transfer via Instant Credit Transfer (Pay to Account) |
50,000 per day for resident or 10,000 per day for non-resident (Shared limit with Interbank GIRO (IBG)) |
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ITEMS |
CHANNEL |
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ATM |
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1 |
Fees and Charges (RM per transaction) Effective 1st July 2018
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At Al Rajhi Bank ATM Network (local) |
Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers |
RM5,000 and below : Waived |
Al Rajhi Bank Customer |
Above RM5,000 per transaction : RM0.15 per transaction |
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PayNet SAN Member Bank Customers |
Above RM5,000 per transaction : RM0.50 per transaction |
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At PayNet Shared ATM Network (SAN) (local) |
Al Rajhi Bank Customers and PayNet SAN Member Bank’s Customers |
RM5,000 and below : Waived |
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Above RM5,000 per transaction : Subject to respective PayNet SAN Member Bank’s Service Charges. |
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2 |
Transaction Limit (RM per day) |
RM 30,000 |
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3 |
Payment Reference |
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Availability of payers' names and payment references in beneficiaries' bank statement |
N/A |
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Availability of beneficiaries' names and payment references in payers' bank statement |
N/A |
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4 |
Operating Hours |
6.00am - 11.59pm |
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5 |
Crediting Time |
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Monday - Friday |
Immediate |
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Non-business days |
Immediate |
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6 |
Refund Time |
N/A |
1 PayNet Shared ATM Network (SAN) Member Banks comprised of SAN Local Banks, SAN Foreign Banks and SAN Foreign Islamic Banks. The SAN Foreign Banks are HSBC Bank Malaysia, OCBC Bank Malaysia, United Overseas Bank Malaysia, Standard Chartered Bank Malaysia and Citibank Malaysia. The SAN Foreign Islamic Bank included Kuwait Finance House (Malaysia) Berhad (KFH).
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ITEMS
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CHANNELS | |
RETAIL INTERNET / MOBILE BANKING (alrajhi@24seven) | OVER-THE-COUNTER (OTC) | ||
1
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Fees and Charges (RM per transaction) | ||
Sole Proprietors, Partnership and SME | N/A | 5.00 | |
Other Corporates | N/A | 5.00 | |
2
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Payment Reference | ||
1. Availability of payers' names and payment references in beneficiaries' bank statement | N/A | YES | |
2. Availability of beneficiaries' names and payment references in payers' bank statement | N/A | YES | |
3 | Operating Hours | N/A | Banking Hours (Cut off time 3.00p.m.) |
4
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Crediting Time | ||
Monday - Friday | N/A | Same day if receive before cut off time 3.00p.m. | |
Non-business days | N/A | N/A | |
5
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Refund Time (applicable for unable to Apply Fund Received) | ||
For funds received before 4.00p.m. |
N/A
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By 4.30p.m. | |
For funds received after 4.00p.m. | Next Business Day |
'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
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