Personal Financing Secured By Term Deposit

Personal Financing Secured By Term Deposit

Maximize your Term Deposit to fund your child’s education or home renovation needs.

Al Rajhi Personal Financing-i secured by Term Deposit (TD) helps you to meet your preferred financial requirements.

  • Financing tenure up to 7 years
  • High Trade limit up to maximum amount of RM500,000
  • Maximum Margin of Finance of 95%
  • Term Deposit is on Auto Renewal (This facility requires Term Deposit as collateral) 
  • Minimum age: 25 years old
  • Minimum gross income : RM3,500 & above

Rates & Charges


Stamp Duty MCSA
0.5% ad-valorem
Takaful Depends on the financing amount, tenure and age
Retrieval / Photocopy of Security Documents Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 20.00 upon each approved Balance Transfer Programme
Brokerage Fee 0.0008% of the principal amount of financing/ disbursement
Redemption Statement Fee RM 10.00 per request
Annual Financing Statement Fee RM 5.00 per request (Ad-hoc)
ARNT Fee (or Agency Fee)  RM1.00 per transaction


Step 1 - Fax or email your NRIC, Military ID or Police ID and the application form to Al Rajhi Bank Fax No: 03-23326057
Email :

Step 2 - Our Financial consultants will assist you with your enquiries


Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

Personal Details


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