Personal Financing Secured By Term Deposit

Personal Financing Secured By Term Deposit

Maximize your Term Deposit to fund your child’s education or home renovation needs.

Al Rajhi Personal Financing-i secured by Term Deposit (TD) helps you to meet your preferred financial requirements.

Benefits
  • Financing tenure up to 7 years
  • High Trade limit up to maximum amount of RM500,000
  • Maximum Margin of Finance of 95%
  • Term Deposit is on Auto Renewal (This facility requires Term Deposit as collateral) 
  • Minimum age: 25 years old
  • Minimum gross income : RM3,500 & above

Rates & Charges

 

FEES TYPE DETAILS
Stamp Duty MCSA
0.5% ad-valorem
Takaful Depends on the amount financing, tenure and age
Retrieval / Photocopy of Security Documents Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 20.00 upon each approved Balance Transfer Programme
BURSA transaction fee As per Bursa Charges @RM 15.00 per every RM 1,000,000.00
Redemption Statement Fee RM 10.00 per request
Annual Financing Statement Fee RM 5.00 per request (Ad-hoc)
*1st request for the year is FOC

 

Step 1 - Fax or email your NRIC, Military ID or Police ID and the application form to Al Rajhi Bank Fax No: 03-23326057
Email : PFOnlineKlangValley@alrajhibank.com.my

Step 2 - Our Financial consultants will assist you with your enquiries

 

 


Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

https://www.alrajhibank.com.my/page/personal/financing/personal-financing/personal-financing-secured-by-term-deposit

Personal Details

   

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