Personal Financing Secured By Gold

Personal Financing Secured By Gold

Maximize your Gold assets to fund your child’s education or home renovation needs.

Al Rajhi Personal Financing-i secured by Gold helps you to meet your ideal financial requirements.

  • Financing tenure up to 5  years
  • High Trade limit up to maximum amount of RM 500,000
  • Maximum Margin of Finance of 60% from prevailing market price of gold
  • Gold safely kept in Al Rajhi Bank Gold Service Centre (This facility requires Gold as collateral)
  • Minimum age: 25 years old
  • Minimum gross income : RM 5,000 & above
  • For Non Malaysian
    Resident gross income : RM 15,000 & above

Rates & Charges


Stamp Duty MCSA
0.5% ad-valorem
Takaful Depends on the amount financing, tenure and age
Retrieval / Photocopy of Security Documents Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 20.00 upon each approved Balance Transfer Programme
Brokerage Fee 0.0008% of the principal amount of financing/ disbursement
Redemption Statement Fee RM 10.00 per request
Annual Financing Statement Fee RM 5.00 per request (Ad-hoc)
ARNT Fee (or Agency Fee)  RM1.00 per transaction


Step 1 - Fax or email your NRIC, Military ID or Police ID and the application form to Al Rajhi Bank Fax No: 03-23326057
Email :

Step 2 - Our Financial consultants will assist you with your enquiries


Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

Personal Details


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