Balance Transfer

Balance Transfer

Consolidate your debts to free up your cash flow. We can facilitate that.

Liberate yourself from credit card worries. With the lower monthly instalment, you can now manage your payments, save more and spend extra money as you wish.

  • Attractive rates from as low as 6.20%* p.a.
  • Pay off credit card or personal financing debts
  • High financing limit up to RM250,000
  • Financing tenure up to 8 years

*Terms and conditions apply.

Salaried Employees
  • Minimum age: 25 years old
  • Minimum gross income : RM4,500* & above
    *Subject to minimum annual income of RM60,000 & fixed income earner only

Rates & Charges

Stamp Duty MCSA
0.5% ad-valorem
Takaful Depends on the financing amount, tenure and age
Retrieval / Photocopy of Security Documents Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 20.00 upon each approved Balance Transfer Programme
Brokerage Fee 0.0008% of the principal amount of financing/ disbursement
Redemption Statement Fee RM 10.00 per request
Annual Financing Statement Fee RM 5.00 per request (Ad-hoc)
ARNT Fee (or Agency Fee)  RM1.00 per transaction


Step 1 - Fax or email your NRIC, Military ID or Police ID and the application form to Al Rajhi Bank Fax No: 03-23326057
Email :

Step 2 - Our Financial consultants will assist you with your enquiries



Product Enquiry

Kindly provide us with your details and our Bank representative shall get in touch with you soon.

Personal Details


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