Commodity Murabahah Term Deposit-i

Protected by PIDM up to RM250,000 for each depositor
Commodity Murabahah Term Deposit-<i>i</i>

Save what matters most.

If you have cash to spare, or a long-term fixed goal in mind, consider Al Rajhi's Term Deposit-i. It's a safe method of growing your wealth, as the savings period and profit rate is agreed upfront. By not touching your savings during this fixed period, you will be letting your money work harder for you. Rest assured, we only invest in Shariah-approved investment activities, the performance of which will be calculated on a monthly basis. It's a beautiful union between prudence and adventure. A good, clean Shariah-compliant way to make the most of your wealth.

Product Features
  • Principal guaranteed and fixed profit
  • Profit accrued daily and credited at maturity
  • Acceptable tenure from 1 month to 60 months 
  • Initial placement:
        < 3 months → RM 1,000; or
        > 3 months → RM 500
  • Earn additional 0.20% on top of the existing board profit rates for placement through alrajhi24seven for 1, 3, 6, 9,12 & 24 month(s) tenure (maximum placement via online is up to RM500,000)
  • Commodity Murabahah (Cost plus Profit)
  • Wakalah bil ujrah (Agency with Fee)


  • Aged 18 years and above
  • Joint : Maximum 2 Persons
  • In-trust aged 1 month up to 17 years old


Non-profit organisation and Corporate

  • Make as many deposits as you like 
  • Enjoy a minimum deposit of RM 500 
  • Flexible tenure up to 60 months 
  • Guaranteed principle with fixed profit 
  • In compliance with Al Rajhi (Malaysia) Shariah standard
  • Protected by PIDM up to RM250,000 for each depositor

Fees & Charges

Service Fee NIL
Issuance of Duplicate / Replacement of Term Deposit Account-i Deposit Placement Advice RM5.00*
Issuance of Duplicate / Replacement / Printing of Term Deposit Account-Renewal Notice RM2.00*
Agency Fee* 0.01% (to be taken from the Agency Fee fund)

* The customer will pay to Al Rajhi Nominee (Tempatan) Sdn. Bhd as its agent as stated in the Terms & Conditions. 


Product Enquiry

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