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Link Savings Account-i

Eligible for protection by PIDM
Link Savings Account-<i>i</i>

Flexible Savings, Flexible Returns

Save, everybody says, for the long term. Well, Al Rajhi's Link Savings Account-i takes saving a step further by rewarding you daily for staying prudent. Profit will be calculated every day on your balances. It is like getting a daily pat on your back for saving! You will also receive a VISA enabled Debit ATM Card-i, which lets you pay at millions of VISA accepted locations worldwide. One account takes care of all your fundamental banking needs, covering you under the principles enshrined in the Shariah.

Product Features
  • Initial Deposit of RM1010 (Individual)
  • Available in MYR only
  • Principal guaranteed and fixed profit upon maturity
  • Qard (Loan)
  • Commodity Murabahah (Cost plus Profit)
  • Wakalah bil ujrah (Agency with Fee)
  • Aged 18 years and above
  • Child aged 13 - 17
  • In-trust; aged 1 month to 12 years old
  • Joint: maximum 2 persons 
  • 24-Hours access to Al Rajhi Bank ATMs and ATMs displaying VISA PLUS and/or MEPS signs.
  • A VISA Debit enabled ATM Card accepted for retail purchase at 35 million retail outlets worldwide
  • Choice of monthly / quarterly / half-yearly or annual e-statements
  • Eligible for protection by PIDM (up to RM250,000 per customer)
  • In compliance with Al Rajhi Bank (Malaysia) Shariah standards

Fees & Charges

Minimum Amount to Open Account RM1010.00
Minimum Balance to Maintain RM10.00
Service Fee NIL
Dormant Account (an advice is sent to customer advising customer to re-activate account)  
a) With balances up to RM10 Account will be closed and the balance absorbed by the Bank as fee income
b) With balances greater than RM10 An annual service of RM10.60 will be charged until the remaining account balances are transferred to Unclaimed Monies; at any stage if the balace is equal to RM10 or less, the account will be closed and the outstanding amount will be absorbed by the Bank as fee income.
c) Activation of dormant account Waived
Request for Additional Statement RM 2.12 per statement
Agency Fee* 0.01% (to be taken from the Agency Fee fund)

* The customer will pay to Al Rajhi Nominee (Tempatan) Sdn. Bhd as its agent as stated in the Terms & Conditions. This is only applicable to Link Current Account-i and Link Savings Account-i.Fees are inclusive of GST 6% charges.