Sinar Health Plan is a Surplus Sharing Group Medical and Health Takaful Plan which provides fixed benefit for hospitalization, surgery and covered critical illness up to RM 1 million overall lifetime limit* There are 3 different plans to choose that suit your budget and lifestyle.
Benefits/ Manfaat - Manfaat |
Plan/ Pelan |
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Bronze/ Bronze (RM) |
Silver/ Perak (RM) |
Gold/ Emas (RM) |
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Hospital benefits/ Manfaat hospital |
(per Surgery)/ Manfaat pembedahan besar (setiap pembedahan) |
6,000 |
8,000 |
12,000 |
(per Surgery)/ Manfaat pembedahan kecil (setiap pembedahan) |
1,500 |
2,000 |
3,000 |
|
(max. of 180 days per Certificate year)/ Manfaat pendapatan harian hospital (maksimum 180 hari setiap tahun sijil) |
150 |
200 |
300 |
|
Health benefits/ Manfaat kesihatan |
(Lifetime limit)/ Manfaat penyakit kritikal (had seumur hidup) |
20,000 |
30,000 |
50,000 |
(Lifetime limit)/ Manfaat dialisis buah pinggang pesakit luar (had seumur hidup) |
8,000 |
12,000 |
20,000 |
|
Manfaat kemoterapi/radioterapi anti-kanser Per session/ setiap sesi Lifetime limit/ had seumur hidup |
200 4,000 |
300 6,000 |
500 10,000 |
|
Overall Lifetime Limit for Hospital & Health Benefits (items 1 to 6) Had keseluruhan seumur hidup untuk manfaat hospital & kesihatan (butiran 1 hingga 6) |
400,000 |
600,000 |
1,000,000 |
|
Death Benefit* Manfaat kematian* |
20,000 |
30,000 |
50,000 |
|
Final benefit Manfaat terakhir |
Value of Participant’s Account/ Nilai akaun peserta (jika ada) |
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*Terms and Conditions apply. |
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