Fees & Charges
 
Current Account-i
Safe Deposit Box
Savings Account-i
Money Transfer-i Tahweel
ATM Card-i
Remittances
Debit Card-i
Automobile Financing-i / Superbike Financing-i
Personal Financing-i Home Financing-i
Interbank Funds Transfer Handling Fees Interbank GIRO (IBG)
General Banking Services  
   
 
CURRENT ACCOUNT-i
 
FEES TYPE DETAILS
Minimum Amount to Open Account Qard: RM500.00 (Individual/Non-Individual)
  • Mudharabah: RM 3,000.00 (Individual)
  • RM 5,000.00 (Non-Individual)

Qard FCA:
USD1,000 or its equivalent (Individual)
USD 5,000.00 or its equivalent (Non-Individual)
Service Fee NIL
Cheque Book Issuance  
Stamp Duty RM0.15 per cheque leaf
Stop Payment Of Cheque Issued  
Instruction to stop payment RM15.90 per instruction
Cheque Returned Charges  
Due to Insufficient Balance RM 106.00 per cheque
Due to Technical Reasons RM 10.60 per cheque
Half Yearly Service Charge – Qard CA
(if Average Balance for Half- Year is Less Than RM1,000)
RM 10.60
Half Yearly Service Charge – Qard FCA (if Average Balance for Half- Year is Less Than USD1,000 or its equivalent) USD10.00 or its equivalent + 6% GST after conversion
Request for Audit Confirmation RM 53.00
Request For Account Statement
 
Within 1 Year (per statement)
RM 10.60
More Than 1 Year (per statement)
RM 21.20
Dormant Account (an advice is sent to customer advising customer to re-activate account)
 
a) With balances up to RM10 Account will be closed and the balance absorbed by the Bank as fee income
b) With balances greater than RM10 An annual service of RM10.60 will be charged until the remaining account balances are transferred to Unclaimed Monies; at any stage if the balance is equal to RM10 or less, the account will be closed and the outstanding amount will be absorbed by the Bank as fee income.
c) Activation of dormant account Waived

* Fees are inclusive of GST 6% charges unless stated otherwise.
 
SAVINGS ACCOUNT-i
 
FEES TYPE DETAILS
Minimum Amount to Open Account Qard: RM20.00
Mudharabah: RM 100.00
Qard Young Savers : RM10.00
Mudharabah Children : RM50.00
Service Fee NIL
Dormant Account (an advice is sent to customer advising customer to re-activate account)
 
a) With balances up to RM10
Account will be closed and the balance absorbed by the Bank as fee income
b) With balances greater than RM10
An annual service of RM10.60 will be charged until the remaining account balances are transferred to Unclaimed Monies; at any stage if the balace is equal to RM10 or less, the account will be closed and the outstanding amount will be absorbed by the Bank as fee income.
c) Activation of dormant account Waived
Request for Additional Statement RM 2.12 per statement

* Fees are inclusive of GST 6% charges.
 
ATM CARD-i
 
FEES TYPE DETAILS
Card annual fee:

OPTION 1
Unlimited ATM cash withdrawal
 
OPTION 2
No annual fee
 
Ninth withdrawal and above in a month



RM10.00 per card
 
 
Free first eight (8) cash withdrawals in a month at any Al Rajhi ATM
 
RM0.50 per withdrawal (charge will be debited directly from account at the end of each transaction)

Replacement of card
RM12.00 per transaction
Cash withdrawal at MEPS ATM Network (local)
RM1.00 per transaction
Cash/Cheque deposit at Al Rajhi Bank ATM Network (local)
Waived
Fund Transfer to own or other Al Rajhi Bank account Waived
Non-cash transactions (e.g. balance enquiry and temporary PIN request) Waived
 
DEBIT CARD-i
 
FEES TYPE DETAILS
Cash withdrawal at Al Rajhi Bank ATM Network (local) Waived
Cash withdrawal at VISA/PLUS ATM Network (local and overseas) RM12.00 per transaction
Cash withdrawal at MEPS ATM Network (local)
RM1.00 per transaction
Cash/Cheque deposit at Al Rajhi Bank ATM Network (local)
Waived
Fund Transfer to own or other Al Rajhi Bank account Waived

Non-cash transactions:

Balance enquiry at VISA/PLUS ATM Network
Temporary PIN requested



RM12.00
Waived

Card annual fee:

Unlimited ATM cash withdrawal and debit purchase facility


RM10.00 per card
Replacement of card RM12.00 per card
Transaction Receipt/Sales Draft Retrieval Request RM 20.00 per transaction (commencement date, 7 June 2013 )
 
SAFE DEPOSIT BOX
 
FEES TYPE DETAILS
Year Rentals  
Deposit for key RM150.00
Lost of Key Charges  
a) Lost Key
RM150.00
b) Drilling RM80.00
c) Indemnity Letter-stamping
RM10.00
Stamp Duty
RM10.00
 
 
Bangsar Affluent Branch
 
SIZE BOX DIMENSION YEARLY FEE
S 3 x 10 x 24=720 300
M 5 x 10 x 24=1200 350
L 10 x 10 x 24=2400 450
 
 
KL Main Branch
 
SIZE BOX DIMENSION YEARLY FEE
S 3 x 10 x 24=720 300
M 5 x 10 x 24=1200 350
L 10 x 10 x 24=2400 450
 
 
Kota Kinabalu branch
 
SIZE BOX DIMENSION YEARLY FEE
XS 5 x 5 x 20=500 250
S 3 x 10 x 20=600 300
M 5 x 10 x 20=1000 350
L 10 x 10 x 20=2000 450
 
 
Ipoh Branch
 
SIZE BOX DIMENSION YEARLY FEE
XXS 5 x 5 x 10=250 200
M 10 x 10 x 10=1000 350
 
 
CHARGE CARD-i
 
FEES TYPE DETAILS
Annual Fee  
1. Classic Card (Principle)
RM 70.00
2. Classic Card (Supplementary)
RM 70.00
3. Gold Card (Principle)
RM 70.00
4. Gold Card (Supplementary) RM 70.00
ATM usage at VISA/PLUS ATM Network  
a) Local
RM 10.00 per transaction
b) Overseas
RM 10.00 per transaction
Other Fees and Charges  
1. New Card Issued Waived
2. Replacement Card RM 30.00
Request For Account Statement  
Within 1 Year (per statement) RM 10.00
More Than 1 Year (per statement) RM 20.00
Transaction Receipt/Sales Draft Retrieval Request RM 20.00 per transaction (commencement date, 7 June 2013 )
 
MONEY TRANSFER-i TAHWEEL
 
FEES TYPE DETAILS
Transaction* originating from Al Rajhi branches, Tahweel Center, Authorized Remittance Agents:  
1. Sending Money to Indonesia
- Credit to account
- Cash payout

RM 10.00
RM 10.00
2. Sending Money to Nepal
- Credit to account
- Cash payout

RM15.00
RM15.00
3. Sending Money to Philippines
- Credit to LBP account
- Credit to BDO account
- Cash payout
- LBP OFW Cash Card

RM 15.00
RM 15.00
RM 15.00
RM 15.00
4. Sending Money to Bangladesh
- Credit to IBBL account 
- Cash payout

*Max amount allowed is RM10,000 per day

RM 12.00
RM 12.00
Cancellation (Prior to transaction being processed) RM 0.00 per transaction (However, sending fee will not be refunded)
Stop Payment Request (After transaction has been processed) RM 30.00 per request
Investigation Request (After to 6 Months)
RM 50.00 per request
Investigation Request (Prior to 6 Months)
RM 0.00 per request
Card Replacement RM2.00 per replacement
 
REMITTANCES
 
FEES TYPE DETAILS
Service Charges on Remittance and Cheque Clearing Transactions  
1. Outgoing Rentas
RM 9.00
2. Outgoing TT/SWIFT
RM 30.00 per cable
3. Incoming SWIFT/TT (credit to account)
RM 9.00
4. Incoming RENTAS No charges
5. Cashier's Order/ Banker's Cheque
RM 2.15
6. FCY Draft
RM 10.00
7. Incoming SWIFT/ TT(credit over the counter by cash) RM 30.00
8. Incoming SWIFT/ TT(credit over the counter by cheque) RM 30.00 + Cashier's Order/ Banker's Cheque fee
9. SWIFT Enquiry/ Stop Payment/ Cancellation/ Amendment RM 20.00
 
Notes
RENTAS – Real Time Fund and Security Transfer – Local MYR Inter-bank Payment
TT – telegraphic transfer
SWIFT – Society Worldwide International Fund Transfer
AUTOMOBILE FINANCING-i / SUPERBIKE FINANCING-i
 
FEES TYPE DETAILS
Application Fee (upon approval) NIL
Power of Attorney Document - Stamping (3XRM10.00) 30.00
Power of Attorney
43.00
Attestation @ High Court
20.00
Assignment - Stamping (2XRM10.00) 20.00
AF Agreement
- Stamping (2XRM10.00) 20.00
Guarantee (if any)
- Stamping (3XRM10.00) 30.00
Solicitor’s Miscellaneous (Runner’s) Fee
20.00
The above fees are actual costs based on current estimates and are subject to change
Total 183.00
Retrieval/Photocopy of Security Documents RM 15.90
Charge for Posting of copy AF Agreement to Customer RM 3.18
Request for Annual Statement RM 5.30
 
PERSONAL FINANCING-i
 
FEES TYPE DETAILS
Stamp Duty MCSA
0.5% ad-valorem (currently eligible for 20% remission which is equivalent to 0.4%)
Takaful (compulsory)
Depends on the amount financing, tenure and age

Retrieval / Photocopy of Security Documents

Actual cost
Lawyer's fee for PF-Balance Transfer Programme RM 21.20 upon each approved Balance Transfer Programme
BURSA transaction fee As per Bursa Charges @RM15.90 per every RM 1,000,000
Redemption Statement Fee
RM 10.60 per request
Annual Financing Statement Fee
RM 5.30 per request
 
HOME FINANCING-i
 
FEES TYPE DETAILS
EPF Withdrawal Confirmation Letter Fee RM10.60 per request
Annual Financing statement (upon request)  Fee RM5.30 per request
Redemption Letter Fee RM10.60 per request
Actual Bursa  Fee As per Bursa charges at RM15.90 per RM1,000,000.00
 
INTERBANK GIRO (IBG)
 
TYPES OF ACCOUNT BANK CHARGES/ FEES*
Basic Account (Qard)* RM0.11 per transaction
Non-Basic Account (Mudharabah)
RM0.11 per transaction
* Fees inclusive of GST 6% charges for both Basic Banking and Non-Basic Banking holders. The fees charged will be reset on the 1st of every month.
 
 
 
 
 
INTERBANK FUNDS TRANSFER HANDLING FEES
 

Al Rajhi Bank MEPS ATM Shared Network for Interbank Funds Transfer (IBFT)

Handling Fees*
Al Rajhi Bank Cardholders RM 0.16 for each successful transaction
MEPS Member Bank Cardholders
(inclusive of Local and Foreign Banks)
RM 0.53 for each successful transaction
 
* Fees inclusive of GST 6% charges.
 
 
 
GENERAL BANKING SERVICES
 
FEES TYPE DETAILS
Letter of Reference (on Al Rajhi Bank letterhead) RM 31.80 per letter
Request for Endorsement (for the status of the account) RM 31.80 per request
Bulk Cash Deposit (excluding individuals) 1st 2,000 pcs free, subsequent every 100 pcs or in part is charged RM1.06, max fee of RM530
Coins Deposit (excluding individuals) 1st RM100 is free, subsequent every RM25 or in part is charged RM0.53
Coin Deposit Machine (individual only) Free

* Fees inclusive of GST 6% charges.