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Home Financing-i
 
 
HOME, SAFE AND SOUND.
Eliminate all concerns over potential future rate (BFR) increases. With a fixed rate financing throughout the tenure, you can ride out the unpredictable changes of profit rate. Taking one heavy weight off your mind, we encourage you to go forth and enjoy other cherished personal and financial commitments.
Type of Property
Completed properties

Available Packages
Acquisition and Refinancing
 
 
Benefits
Competitive profit rates
High margin of financing
Flexible tenures of up to 25 years
Comprehensive Takaful coverage provided
Internationally Shariah compliant
 
Let's Connect
 
Under Al Rajhi Bank’s Home Financing procedure, the Bank will offer for sale to the Customer, a set of commodity which is equivalent in value to the amount of his home financing at a deferred price. The Customer may then sell the commodity to a third party for the purpose of obtaining cash to fulfill the purchase of his home. The contract of sale of the commodity between the bank and the customer is based on the Islamic contract of Bai’ Bi Thaman Ajil or Sale on Deferred Price (by instalments).

Eligibility
- Malaysian
- Individual aged 21 years & above
 
Basic Requirements
- Employed:
  • Photocopy of IC/Identification document
  • Latest 3 months salary slip
  • Latest 3 months bank statement
  • Sales & Purchase Agreement/ Booking receipt
 
- Self Employed:
  • Photocopy of IC/ Identification document
  • Latest 6 months salary slip
  • Business registration/Form D/MNA/Form 24/Form 49 etc
  • Copy of Income Tax & proof of tax payment
  • Sales & Purchase Agreement/Booking receipt
 
Download application form
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Links
Overview
Client Charter for Product
Did You Know?
 
Approved by Al Rajhi Bank (Malaysia) Shariah Committee Ruling no: 13
   

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