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E-payment Services

E-payment Services

For more information on E-payment services and Fees, please click here.

INTRABANK FUNDS TRANSFER

Note: Effective 1st April 2015, all e-Payment Services are subject to GST 6% charges

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC) ATM
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors FOC N/A 2.12 FOC
Sole Proprietors, Partnership and SME' N/A FOC 2.12 N/A
Other Corporates N/A FOC 2.12 N/A
2
Daily Transaction Limit (RM per day)
Individual and Sole Proprietors RM50,000
(combined limit with IBG, JomPAY and Intrabank Fund Transfer)
N/A No Limit RM30,000
(combined limit with Interbank Funds Transfer (IBFT))
Sole Proprietors, Partnership and SME' N/A No Limit No Limit N/A
Other Corporates N/A No Limit No Limit N/A
3
Payment Reference
Availability of payers' names and payment references in beneficiaries' bank statement YES YES YES Nil
Availability of beneficiaries' names and payment references in payers' bank statement YES YES YES Nil
4 Operating Hours 24 hours
(except between 2.30am-3.00am)
6.00am - 11.30pm Banking Hours 24 hours
5
Crediting Time FOR ALL CHANNELS
Monday - Friday Immediate Immediate Immediate Immediate
Non-business days Immediate Immediate Immediate Immediate
6 Refund Time Same Day Same Day Same Day Same Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors (Basic Banking Account) 0.11 N/A 2.12
Individual and Sole Proprietors (Non-Basic Banking Account) 0.11 N/A 2.12
Individual and Sole Proprietors (Non Bank Customer - Walk-in) N/A N/A 2.12
Sole Proprietors, Partnership and SME' N/A 0.11 2.12
Other Corporates N/A 0.11 2.12
2
Transaction Limit
Individual and Sole Proprietors (RM per day) RM50,000
(combined limit with IBG, JomPAY and Intrabank Fund Transfer)
N/A RM 500,000
Sole Proprietors, Partnership and SME' N/A (RM per transaction)
RM 500,000
(RM per day)
RM 500,000
Other Corporates N/A (RM per transaction)
RM 500,000
(RM per day)
RM 500,000
3
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement YES YES YES
2. Availability of beneficiaries' names and payment references in payers' bank statement YES YES YES
4 Future-Dated Payments YES YES NO
5 Operating Hours 24 hours
(except between 2.30am-3.00am)
6.00am - 11.30pm Banking Hours
6
Crediting Time Payment Initiated by Customer (IBK & OTC) Payment Initiated by Customer (CMS) Funds Received by Beneficiaries
Monday - Friday
Before 6.00am Before 5.00am
Same Business Day
By 11.00am
6.01am - 9.00am 5.01am - 8.00am By 2.00pm
9.01am - 12.00pm 8.01am - 11.00am By 5.00pm
12.01pm - 3.00pm 11.01am - 2.00pm By 8.20pm
3.01pm - 6.00pm 2.01pm - 5.00pm By 11.00pm
After 6.00pm After 5.00pm Next Business Day By 11.00am
Non-business days (Saturdays, Sundays and Federal Territory Public Holidays) Next Business Day By 11.00am
7
Refund Time
Payment Initiated by Customer (IBK & OTC) Funds Received by Beneficiaries Refund for Unsuccessful IBG
Before 5.00am By 11.00am By 5.00pm
5.01am - 8.00am By 2.00pm By 8.20pm
8.01am - 11.00am By 5.00pm By 11.00pm
11.01am - 2.00pm By 8.20pm
Next Business Day by 11.00am
2.01pm - 5.00pm By 11.00pm
After 5.00pm, Saturday, Sunday & Federal Territory Public Holiday Next Business Day By 11.00am Next Business Day by 5.00pm

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 
ITEMS
CHANNELS
ATM
1
Fees and Charges (RM per transaction)
Al Rajhi Bank MEPS ATM Shared Network
(Interbank Fund Transfer (IBFT) and Payment to Charge Card & Financing)
MEPS Member Bank^ Cardholders: RM 0.53
2
Transaction Limit (RM per day)
RM 30,000
(combined limit with Intrabank funds transfer)
3
Payment Reference
Availability of payers' names and payment references in beneficiaries' bank statement N/A
Availability of beneficiaries' names and payment references in payers' bank statement N/A
4 Operating Hours 24 hours
5
Crediting Time
Monday - Friday Immediate
Non-business days Immediate
6 Refund Time N/A

1 MEPS Member Banks comprised of MEPS Local Banks, MEPS Foreign Banks and MEPS Foreign Islamic Banks. The MEPS Foreign Banks are HSBC Bank Malaysia, OCBC Bank Malaysia, United Overseas Bank Malaysia, Standard Chartered Bank Malaysia and Citibank Malaysia. The MEPS Foreign Islamic Bank included Kuwait Finance House (Malaysia) Berhad (KFH).

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Sole Proprietors, Partnership and SME' N/A 2.12 5.30
Other Corporates N/A 4.24 5.30
2
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement N/A YES YES
2. Availability of beneficiaries' names and payment references in payers' bank statement N/A YES YES
3 Operating Hours N/A 6.00am - 11.30pm Banking Hours
(Cut off time 3.00p.m.)
4
Crediting Time
Monday - Friday N/A Same day if receive before cut off time 3.00p.m. Same day if receive before cut off time 3.00p.m.
Non-business days N/A Next Business Day N/A
5
Refund Time (applicable for unable to Apply Fund Received)
For funds received before 4.00p.m.
N/A
By 4.30p.m. By 4.30p.m.
For funds received after 4.00p.m. Next Business Day Next Business Day

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

  ITEMS SOLE-PROPRIETORS, PARTNERSHIP AND SME' OTHER CORPORATES
1
Other Related Charges
Maintenance / Subscription Fee
(RM per month)
Waived 53.00
Security Tokens
(RM per Token)
Waived for first two (2) tokens
Thereafter: RM95.40
95.40
Annual Digital Certificates
(RM per certificate)
Waived for first two (2) units for the first year Thereafter: RM 63.60 per annum per authorizer
63.60
Salary Payment / Payroll
(RM per transaction)
0.11
(applies for Interbank GIRO (IBG))
0.11
(applies for Interbank GIRO (IBG))
Notification / SMS N/A N/A
Training
Waived for first (1st) on site training
Thereafter: RM53.00 for West Malaysia and RM318.00 for East Malaysia
RM53.00 for West Malaysia and RM318.00 for East Malaysia

'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers