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E-payment Services

E-payment Services

For more information on E-payment services and Fees, please click here.

INTRABANK FUNDS TRANSFER

Note: Effective 1st April 2015, all e-Payment Services are subject to GST 6% charges

ITEMS CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC) ATM
Fees and Charges (RM per transaction)
  • Individual & Sole proprietors
     
  • Sole Proprietors, partnership and SME1
     
  • Other corporates
     
  • FOC
  • Not Applicable
  • Not Applicable
  • Not Applicable
     
  • RM 0.11
     
  • RM 0.53
     
  • RM 2.12
     
  • RM 2.12
     
  • RM 2.12
     
  • FOC
     
  • Not Applicable
     
  • Not Applicable
     
Daily transaction limit (RM per day)        
Individual & Sole proprietors RM10,000 (for IBG, JomPAY and Fund Transfer to Other Al Rajhi Account) No limit No limit RM10,000 combined limit with Interbank funds transfer (IBFT)
Sole Proprietors, partnership and SME1 Not Applicable No limit No limit  
Other corporates Not Applicable No limit No limit  
Payment reference
  • Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement
     
  • Availability of beneficiaries' names and payment references in payers' bank statement
     
  • YES



     
  • YES
     
  • YES



     
  • YES
     
  • YES



     
  • YES
     
  • Not offering



     
  • Not offering
     
Operating hours 24 hours (except between 2.30am-3.00am) 6.00am - 11.30pm Banking Hours 24 hours
FOR ALL CHANNELS
Crediting time
  • Monday - Friday
     
  • Non-business days
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
  • Immediate
     
Refund time Same Day Same Day Same Day Same Day

For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 
ITEMS
CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
1
Fees and Charges (RM per transaction)
Individual and Sole Proprietors (Basic Banking Account) 0.11 N/A 2.12
Individual and Sole Proprietors (Non-Basic Banking Account) 0.11 N/A 2.12
Individual and Sole Proprietors (Non Bank Customer - Walk-in) N/A N/A 2.12
Sole Proprietors, Partnership and SME' N/A 0.11 2.12
Other Corporates N/A 0.53 2.12
2
Transaction Limit
Individual and Sole Proprietors

(RM per day)

RM10,000 (combined limit with IBG, JomPAY and Intrabank Fund Transfer)

N/A

(RM per day)

RM 500,000

Sole Proprietors, Partnership and SME' N/A

(RM per transaction)

RM 500,000

(RM per day)

RM 500,000

Other Corporates N/A

(RM per transaction)

RM 500,000

(RM per day)

RM 500,000

3
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement YES YES YES
2. Availability of beneficiaries' names and payment references in beneficiaries' bank statement YES YES YES
4 Future-Dated Payments YES YES NO
5 Operating Hours 24 hours (except between 2.30am-3.00am) 6.00am - 11.30pm Banking Hours
6
Crediting Time Payment Initiated by Customer (IBK & OTC) Payment Initiated by Customer (CMS) Funds Received by Beneficiaries
Monday - Friday
Before 6.00am Before 5.00am
Same Business Day
By 11.00am
6.01am - 9.00am 5.01am - 8.00am By 2.00pm
9.01am - 12.00pm 8.01am - 11.00am By 5.00pm
12.01pm - 3.00pm 11.01am - 2.00pm By 8.20pm
3.01pm - 6.00pm 2.01pm - 5.00pm By 11.00pm
After 6.00pm After 5.00pm Next Business Day By 11.00am
Non-business days (Saturdays, Sundays and Federal Territory Public Holidays) Next Business Day By 11.00am
7
Refund Time
Payment Initiated by Customer (IBK & OTC) Funds Received by Beneficiaries Refund for Unsuccessful IBG
Before 5.00am By 11.00am By 5.00pm
5.01am - 8.00am By 2.00pm By 8.20pm
8.01am - 11.00am By 5.00pm By 11.00pm
11.01am - 2.00pm By 8.20pm
Next Business Day by 11.00am
2.01pm - 5.00pm By 11.00pm
After 5.00pm Next Business Day By 11.00am Next Business Day by 5.00pm

' 'For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

 

ITEMS CHANNELS
ATM RETAIL INTERNET BANKING (alrajhi@24seven)
Fees and Charges (RM per transaction) Al Rajhi Bank MEPS ATM Shared Network
(Interbank Fund Transfer (IBFT) and Payment to Charge Card & Financing)
  • Al Rajhi Bank Cardholders : RM 0.16 (inclusive of GST)
  • MEPS Member Bank1 Cardholders: RM 0.53 (inclusive of GST)
Not offering
Daily transaction limit (RM per day) RM 30,000 combined limit with Intrabank funds transfer Not Offering
Payment reference    
  • Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement
  • Not Offering
  • Not offering
  • Availability of beneficiaries' names and payment references in payers' bank statement
     
  • Not Offering
  • Not offering
Operating hours 24 hours Not offering
FOR ALL CHANNELS
Crediting time
  • Monday - Friday
     
  • Non-business days
     
 
  • Immediate
     
  • Immediate
     
 
  • Not offering
     
  • Not offering
     
Refund time Not applicable Not offering

For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

1 MEPS Member Banks comprised of MEPS Local Banks, MEPS Foreign Banks and MEPS Foreign Islamic Banks. The MEPS Foreign Banks are HSBC Bank Malaysia, OCBC Bank Malaysia, United Overseas Bank Malaysia, Standard Chartered Bank Malaysia and Citibank Malaysia. The MEPS Foreign Islamic Bank included Kuwait Finance House (Malaysia) Berhad (KFH).

ITEMS CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
Fees and Charges (RM per transaction)      
  • Sole Proprietors, partnership and SME1
Not offering RM 2.12 RM 5.30
  • Other corporates
Not offering RM 4.24 RM 5.30
Payment reference      

1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement

Not offering YES YES

2. Availability of beneficiaries' names and payment references in payers' bank statement
 

Not offering YES YES
Operating hours Not offering 6.00am - 11.30pm Banking Hours
FOR ALL CHANNELS
Crediting time

Monday - Friday

 
  • Not offering
 
  • Same day if submit before cut off time
 
  • Same day if submit before cut off time

Non-business days
 

Not offering Next Business Day Next Business Day
Refund time Not offering Unable to apply - Same day
On request by Paying Bank - by next business day
Unable to apply - Same day
On request by Paying Bank - by next business day

For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

ITEMS SOLE-PROPRIETORS. PARTNERSHIP AND SME1 OTHER CORPORATES
Other related charges
  • Maintenance / subscription fee
     
  • Security tokens
     
  • Annual digital certificates
     
  • Salary payment / payroll
     
  • Notification / SMS (n/a)
     
  • Training
     
 
  • RM106 per month
     
  • RM95.40 per token
     
  • RM63.60 per certificate
     
  • RM 0.11
     
  • Nil
     
  • RM53 for West Malaysia and RM318 for East Malaysia.
     
 
  • RM106 per month
     
  • RM95.40 per token
     
  • RM63.60 per certificate
     
  • RM 0.53
     
  • Nil
     
  • RM53 for West Malaysia and RM318 for East Malaysia.
     
Incentives and packages    
  • Maintenance / subscription fee
  • Waiver for SME
RM53 for Corporate
  • Maintenance / subscription fee
  • Waiver for SME
 
  • Maintenance / subscription fee
  • Waiver for SME