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Home Financing-i

Home Financing-<i>i</i>

Own your Dream Home with Peace of Mind

Al Rajhi Home Financing–i assists you in buying your dream house with peace of mind. We offer flexible payment tenures with fixed profit rate that protects against rising interest rate environment.

 

 

Available Packages

Fixed Rates – Residential

Acquisition and Refinancing

Benefits:

  • Competitive profit rates
  • High margin of financing
  • Flexible tenures of up to 25 years
  • Comprehensive Takaful coverage provided

Al Rajhi Home Financing-i assists you in buying your dream house with peace of mind. We offer flexible payment tenures with the capping of profit rate that protects against rising interest rate environment.

Acquisition, Refinancing & Under Construction

Benefits:

  • Competitive profit rates
  • Margin of financing up to 90%
  • Flexible tenures of up to 35 years
  • Comprehensive Takaful coverage provided

Al Rajhi Business Premises Financing-i assists you in buying your business premises with peace of mind. We offer flexible payment tenures with the capping of profit rate that protects against rising interest rate environment.

Acquisition

Benefits:

  • Competitive profit rates
  • Margin of financing up to 80%
  • Flexible tenures of up to 25 years
  • Comprehensive Takaful coverage provided

Eligibility:

  • Malaysian
  • Individual aged 21 years & up to age of 65 years

Salaried Employees:

  • Photocopy of IC / Identification document
  • Latest 3 months salary slip
  • Latest 3 months bank statement
  • Sales & Purchase Agreement / Booking receipt
    • Property Title

Self-employed:

  • Photocopy of IC / Identification document
  • Latest 6 months bank statement
  • Business registration / Form D / MNA / Form 24 / Form 49 etc.
  • Copy of Income Tax & proof of tax payment
  • Sales & Purchase Agreement / Booking receipt
    • Property Title

Rates & Charges

FEES TYPE DETAILS
Retrieval / Photocopy of Security Documents Actual Cost
EPF Withdrawal Confirmation Letter Fee RM10.60 per request
Annual Financing statement   Fee RM 5.30 per request (Ad-hoc)
*1st request for the year is FOC
Redemption Statement Fee RM10.60 per request
Bursa Transaction Fee As per Bursa charges at RM15.90 per RM1,000,000.00