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Rafahia Debit Card-i

Protection & privileges for your travel
Rafahia Debit Card-<i>i</i>

For more information, walk into any Al Rajhi Bank branch near you, call our 24-hour Customer Care Consultants at 1300 82 6000 (Domestic) or +603 2332 6000 (International)or email us at


Sign up now at any Al Rajhi Bank Malaysia or our Co-Brand Partners:

  • Resident and non-resident individuals aged 16 years old up to a maximum of 70 years old (renewal of Takaful protection is up to 75 years old)
  • In compliance with Al Rajhi Bank (Malaysia) Shariah standards
  • Based on Shariah contract of ‘Wakalah bil Ujrah’
  • Worldwide Takaful protection up to RM350,000 all year round
  • Additional protection up to RM700,000 during Umrah & Hajj
  • Emergency evacuation and supervised repatriation up to RM40,000
  • Exclusive Al Rajhi banking privileges

Fees & Charges

Takaful Annual Contribution Fees:
Rafahia 7 RM742
Rafahia 4 RM424
Rafahia 2 RM212
Issuance Fee Waived
Annual Fee RM10.60
Replacement / Lost card RM12.00
Cash withdrawal at MEPS ATM Network (local) RM1.06 per transaction
Cash withdrawal at Visa PLUS ATM Network (local and overseas) RM2.72
Overseas withdrawal (Visa PLUS network) RM12.72
Additional statement request:  
Savings Account-i RM2.12
Cuurent Account-i RM5.30
Sales draft retreival fee RM5.30
Overseas transaction conversion Based on Visa's daily exchange rate

Note: All fees & charges are inclusive of Goods and Services Tax (GST) of 6%, except for the Replacement/Lost Card Fee


Daily cash withdrawal limit RM5,000