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Rafahia Debit Card-i

Protection & privileges for your travel
Rafahia Debit Card-<i>i</i>

For more information, walk into any Al Rajhi Bank branch near you, call our 24-hour Customer Care Consultants at 1300 82 6000 (Domestic) or +603 2332 6000 (International)or email us at


Sign up now at any Al Rajhi Bank Malaysia.

  • Resident and non-resident individuals aged 16 years old up to a maximum of 70 years old (renewal of Takaful protection is up to 75 years old)
  • In compliance with Al Rajhi Bank (Malaysia) Shariah standards
  • Based on Shariah contract of ‘Wakalah bil Ujrah’
  • Worldwide Takaful protection up to RM350,000 all year round
  • Additional protection up to RM700,000 during Umrah & Hajj
  • Emergency evacuation and supervised repatriation up to RM40,000
  • Exclusive Al Rajhi banking privileges
  • Deposit products are eligible for protection by PIDM

Fees & Charges

Takaful Annual Contribution Fees:
Rafahia 7 RM742
Rafahia 4 RM424
Rafahia 2 RM212
Issuance Fee Waived
Annual Fee RM10.60
Replacement / Lost card RM12.00

Cash withdrawal at Al Rajhi Bank ATM Network:

- Locally incorporated banks

- Foreign Islamic banks

- Foreign banks


RM 1.06 per transaction

RM 2.12 per transaction

RM 4.24 per transaction

Cash withdrawal at Visa PLUS ATM Network (local and overseas) RM 12.72
Additional statement request:  
Savings Account-i RM2.12
Current Account-i RM5.30
Sales draft retreival fee RM5.30
Overseas transaction conversion Based on Visa's daily exchange rate
Daily cash withdrawal limit RM 5,000.00

Note: All fees & charges are inclusive of Goods and Services Tax (GST) of 6%, except for the Replacement/Lost Card Fee